Budget Management

Your budget, mastered effortlessly. The Visacredit Budget Management tool automatically tracks your personal expenses, categorizes each transaction, and alerts you in real time when you exceed your limits. Set savings goals, visualize your monthly trends and project your financial future on an intuitive and comprehensive dashboard — so you're always in control of your money.

Real-time dashboard Automatic expense categorization Personalized savings goals Monthly forecasts & projections Custom overspend alerts Trend analysis & charts

Why choose Budget Management?

Regain control effortlessly

Automated tracking of all your expenses, without tedious manual entry.

Smart categorization

Your transactions are automatically classified by category: housing, food, transport, leisure...

Reach your savings goals

Set clear goals and track your progress in real time.

Smart monthly forecasts

Anticipate future expenses through analysis of your past financial habits.

Personalized alerts

Receive notifications when you exceed a budget threshold or an unusual expense is detected.

Progress toward financial freedom

Visualize your evolution month after month and measure your progress toward your goals.

Key features

Real-time dashboard

Instant overview of your income, expenses, available balance and monthly savings rate.

Flexible voluntary categorization

Customize your expense categories and create automatic rules adapted to your habits.

Savings goal tracking

Create multiple goals (travel, emergencies, purchase), set target amounts and track your progress.

Monthly forecasts and projections

Estimate future expenses based on your history and plan accordingly.

Trend analysis

Monthly charts and reports to understand the evolution of your spending habits.

Multi-account synchronization

Centralize all your bank accounts for a global and coherent financial view.

Exclusive Visacredit advantages

Enhanced security

Advanced protection of your financial data according to the highest standards.

Regular updates

Continuous improvements based on your feedback and market developments.

Premium support

Dedicated assistance to support you at every step of your financial journey.