Gestion des Opérations au Quotidien
Gérez toute votre activité au quotidien depuis un seul outil — que vous soyez commerçant, artisan, prestataire, restaurateur ou entrepreneur formel/informel. Enregistrez vos ventes, dépenses, mouvements de stocks, emprunts, apports en capital et flux de trésorerie au fil des opérations. Visacredit génère automatiquement votre compte de résultat et votre bilan simplifié en temps réel, conformément aux normes OHADA — sans comptable, sans formation complexe, accessible partout.
Who is this for?
Traders, craftspeople, service providers, restaurateurs, farmers, micro/small businesses — formal or informal. Whether you keep a paper ledger or a spreadsheet, this tool replaces everything and automatically brings you into compliance with OHADA standards.
Why choose this tool?
Simple daily recording
Enter each sale, expense, stock entry or loan repayment in seconds — like a ledger book, but digital.
Real-time inventory tracking
Manage your stock levels, out-of-stock alerts and goods in/out as operations occur.
Capital and loans under control
Track your capital contributions, loans taken and repayments to manage your financial independence.
Cash flow visible at all times
See in real time what comes in, what goes out and your available balance — no waiting until month-end.
Guaranteed OHADA compliance
All your operations are structured according to the OHADA Accounting System — applicable in member countries: Benin, Ivory Coast, Senegal, Cameroon, etc.
Formal or informal — accessible to all
No accounting training required. The interface is designed for field entrepreneurs, regardless of their financial literacy level.
Key features
Sales & expense recording
Daily journal of cash inflows and outflows, categorized by operation type (product sale, service sale, fixed cost, variable cost…).
Inventory management
Permanent inventory with tracking of goods received, dispatched, returned and valuation of available stock.
Loan & capital tracking
Dashboard of loans taken out (amount, rate, remaining installments) and contributions of own capital or partner capital.
Real-time cash flow table
Cash and bank balance updated with every recorded transaction, with monthly trend curve.
Automatic simplified income statement
Generated instantly from your entries: revenue, expenses, operating result, net profit/loss.
OHADA-compliant simplified balance sheet
Assets (cash + inventory + receivables) vs Liabilities (capital + debts + loans) — OHADA-compliant, exportable as PDF.
Exclusive Visacredit advantages
Enhanced security
Advanced protection of your financial data according to the highest standards.
Regular updates
Continuous improvements based on your feedback and market developments.
Premium support
Dedicated assistance to support you at every step of your financial journey.

