Sign up Log in

Your money, your narrative, your future.
You're the star!

CREATE MY FINANCIAL PROFILE ACCESS OUR TOOLS

Easy access to financing

Get the necessary funds for your projects

Financial Games/Challenges

Learn while having fun with engaging challenges

100% inclusive

Accessible to all, without income conditions

Profile evaluation

Personalized analysis of your financial situation

hero-bg
image

visacredit is a financial education and empowerment platform in Africa. It relies on :

  • digitalization ,
  • artificial intelligence ,
  • and information

to create opportunities (inclusion, access to credit...) for ambitious youth.

As tools, we provide you with

A "visacredit" financial identity card - Your passport to bankability

A comprehensive assessment report of your financial risk profile

Daily challenges to improve yourself

And much more...

Indeed, visacredit is a digital tool that accompanies and prepares you to achieve bankable status at your own pace, thanks to our internal predictive score.

visacredit is neither a lender nor a broker, but a powerful gateway between you and suitable financing, through a network of independent partners.

Partners have access to continuously updated data for informed and responsible decisions.

A question? A demo? Want to become a partner?

Contact us

Notre Impact
en Afrique

visacredit est une plateforme d'éducation et d'autonomisation financière en Afrique. Nous accompagnons :

Particuliers • Entrepreneurs • PME
8 +
Pays Africains
Bénin, Burkina, Côte d'Ivoire, ...
2 k+
Utilisateurs Accompagnés
Dont 65% de nouveaux entrepreneurs
15 +
Partenaires Financiers
Banques, MFI, Fintechs
2.5 Mds
FCFA Facilités
Crédits, épargne & investissements
No.1 platform for financial inclusion in Francophone Africa

The smart bridge to financing your future

Manage your personal or professional finances, improve your profile, and access suitable financing.

Score Financial Inclusion Financial Institutions Networks
Create my account Learn more
Score Sync
Cash Flow
+18%
78 /100
Liquidity ratio
1.45
Very good (B)

Eligible for financing

2k+ Clients supported
8+ Countries
2.5Mds XOF financed

One platform two profiles

Our platform connects individuals seeking financing with financial institutions looking for opportunities.

Most popular

Individuals Professionals & Micro Retailers

Take control of your finances

Manage your budget improve your credit score and access financing tailored to your needs whatever your profile.

  • Simplified financial management
  • Real-time credit score
  • Loan simulations
  • Automated financial reports
  • Personalized AI advice
Create my account

Financial Institutions & Partners

Discover opportunities

Access a portfolio of qualified clients analyze their financial profiles and offer tailored solutions.

  • Marketplace of verified clients
  • Advanced benchmarking analysis
  • Detailed scoring and reports
  • Smart AI matching
  • Integrated messaging

Your Security,
Our Absolute Priority

We select only recognized institutional partners, audited and certified by the WAEMU financial market regulatory authorities.

Regulation

Banks approved by the BCEAO and the AMF-UMOA

Annual Audit

Rigorous controls by the Big Four firms

Protection

Encrypted transactions and guaranteed funds

Compliance

Strict legal framework in accordance with the OHADA code

Ready to transform your financial future?

Join thousands of clients using our platform to accelerate their growth in Francophone Africa.

You are a

Individual / Professional / Micro Retailer
with or without financial statements

Access my funding

Create my account

You are a

SMEs / Mid-sized / Large Enterprise
with financial statement

Access my funding

Create my account
Transparency Secure data Support

Become a Partner

Join our network of partner financial institutions

What type of clients do you want to finance?

and / or
Please select at least one option.
An error occurred please try again.

Request sent!

Thank you for your interest our team has received your request and will contact you shortly to discuss a partnership.

With financial inclusion at the heart of our business, we also support women's empowerment.

They drive the real economy. It's time to recognize them.

PHOENIX finally gives a voice, tools and funding to invisible women entrepreneurs. Join the movement.

Discover PHOENIX

Millions of individuals/businesses have decided to take their financial future into their own hands, in Africa and around the world. Take the first step today — with us.

Comfort
A simple interface to take control of your finances and projects, without getting lost in the administrative workings
Inclusion
Your profile matters to us and our partners. For each profile, an adapted finance model
Security
Your data protected, your choices respected. We move forward hand in hand.
Commitment
We act with you, not just for you, and at every step. You progress every day towards a better profile.
Transparency
Clear rules, clear information, no surprises for your credibility.
Financial autonomy
You understand your money, rather than endure it. You control your finances at your own pace, with confidence

Frequently Asked Questions

Everything you need to know about visacredit

When registering on the visacredit.info platform, the following is required: Identity Card No which is supposed to be your ID number, your first and last name, your date of birth, your phone number to which an account validation code will be sent, and your country of residence. These elements are necessary to allow us to verify your information and validate your account in accordance with the compliance standards of our partners.
Les données recueillies sont compilées, les informations sont traitées pour analyser le profil de l'utilisateur, assurer nos devoirs de conformité KYC(Know Your Customer) et faciliter l'accès au financement. L'utilisateur a la possibilité de modifier ses informations recueillies.
Faster and more complete access to information means reduced processing times, reduced costs and industrialization of the credit production chain for banks and financial institutions. This allows better allocation of resources to less risky borrowers. Small businesses and new borrowers who have limited access to financing due to information asymmetry can capitalize on visacredit.info to collect, verify and validate their information, which allows them to better defend their solvency with our partners.
From your registration on the visacredit.info platform, you give your agreement to the company to use one or part of the information you provide, processed or not, by itself or possibly through its partners, in order to facilitate access to credit. However, confidentiality agreements will be agreed with these partners. See our privacy policy.
Visacredit gives you the opportunity through its visacredit.info platform to denounce bad practices (betrayal, corruption, use of false documents, insolvent debtor, dishonesty, etc.) of individuals or companies with whom you interact in the course of business. This helps to clean up relationships between economic actors.
The financing amounts of our partners depend on their internal financing and risk management policies. However, we aim to support you on financing needs between 300,000 FCFA (458 euros) to 30,000,000 FCFA (45,801 euros), or more depending on the interest of the project.
To date, you will not be asked to pay any amount for your registration on visacredit.info. If you happen to face such a situation, please report it to contact@visacredit.info However, we have free basic services and other paid services depending on your needs.

Do you have other questions?

Contact our team →
×
Creditworthiness Reports
Smart Check Icon