Your money, your narrative, your future.

When you register on the visacredit.info platform, you are asked for your User Identity No., which is supposed to be the number of your identity card, your first and last name, your date of birth, your telephone number to which an account validation code will be sent, and your country of residence. These elements are necessary to enable us to verify your information and validate your account with regard to the compliance standards of our financial partners.

visacredit.info will process the information collected. The processing of information involves matching, cross-referencing, merging, analyzing and interpreting the information. Every effort is made to ensure that the information is accurate and relates to the user. Data is compiled and processed to analyze the user's risk profile and facilitate access to financing. Users have the option of modifying their information if it changes. Please bear in mind that visacredit.info collects, verifies on site or remotely, validates your documents and defends your solvency with our partners.

A credit assessment is a report generated on/via the visacredit.info platform based on the information it collects. The report gives a complete risk profile of a user based on personal and financial information provided by the user and verified by the visacredit.info platform.

A reputation assessment is a report by visacredit.info based on information about ethical behavior, reliability and honesty in business or in everyday life , based on information received by non-anonymous whistleblowers or during field investigations , and verified. It is not divulgeable, but contains information to be discussed with partners , and is likely to degrade the assessment of creditworthiness.

As a user, you have the possibility of communicating: 1) - personal information such as country of residence, marital status, income, type of contract, type of employer, type of home ... 2) - financial information for a better assessment of the user's profile, using data from your bank statement, order book or cash flow statement, for example, and 3) finally, an expression of need for credit, whether imminent or not.

A customer's information would enable a lender to assess your creditworthiness more accurately. This would enable lenders to better assess the risk of each credit application and price the loan/credit accordingly. In this way, potential borrowers with a good credit history can benefit from lower loan rates. You can transfer your credit file from one financial institution to another in order to obtain better credit terms, making credit markets more competitive and, ultimately, more affordable. In this way, the market rewards you for honoring your financial commitments to creditors and other entities.

Faster, more comprehensive access to information means shorter processing times, lower costs and industrialization of the credit production chain for banks and financial institutions, purchasing agents and others. This allows resources to be better allocated to less risky borrowers. Small businesses and new borrowers with limited access to financing due to information asymmetries can capitalize on visacredit.info to collect, verify in the field or remotely, validate their documents and defend their creditworthiness with our partners.

As soon as you register on the visacredit.info platform, you give your consent for the company to use some or all of the information you provide, processed or not, by itself or possibly through its partners, in order to facilitate access to credit. However, confidentiality agreements will be agreed with these partners.

The visacredit.info platform at www.visacredit.info gives you the opportunity to report bad practices (betrayal, corruption, forgery, insolvent debtors, dishonesty, etc.) by individuals or companies with whom you interact in the course of business. visacredit.info collects and verifies these allegations on site or remotely, validates them with the evidence provided, and draws up a reputation report based on this information.

Our partners' financing amounts depend on their internal financing and risk management policies. However, we aim to assist you with financing needs ranging from 300,000 FCFA (458 euros) to 30,000,000 FCFA (45 801 euros), or more depending on the interest of the project.

visacredit.info's support mainly concerns entrepreneurs or professionals with a business activity that generates profitability, and that requires financing to develop further. All requests for financing are welcome, whether they are of an entrepreneurial nature, or consumer-related, or to meet needs arising from family events.